Bookkeeper on Demand for Growing Businesses

A vetted bookkeeper who works the hours your business needs, from a few a month to full-time. No recruitment, no onboarding, and no salary to carry through the slow months.

QuickBooks Certified ProAdvisor, Elite tierIRS Certifying Acceptance Agent
4.5
Rated on Clutch
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TrustScore 4.3
Google Reviews
4.4
Serving businesses since
2006Serving businesses since
Businesses served
5000+Businesses served
Industries served
15+Industries served
on Google
4.4/5on Google

Who This Is For

Owner-operators doing their own books

You're categorizing transactions at 11pm and still not sure where you stand. You need someone to take it over, not another app.

Seasonal and fluctuating businesses

Your workload spikes with busy season, a funding round, or year-end. You need hours when you need them, not a permanent salary.

Businesses that have outgrown DIY

Transaction volume is up, you have staff or contractors, and a bookkeeping error now costs real money. A full-time hire isn't justified yet.

The Problem

  • Bookkeeping is eating your hours

    You're spending more than a few hours a month on bookkeeping, hours that used to go to customers.

  • Your numbers are out of reach

    You can't give your profit figure without opening a spreadsheet, and your accounts haven't been reconciled in months.

  • Cleanup costs extra

    Your accountant charges you extra to clean up the books before filing.

  • Deadlines and decisions slip

    You've missed a filing deadline or a payment, and pricing, hiring, or borrowing decisions rest on guesswork.

Here is what changes.

  1. books_FINAL_v3.xlsx · 11:48 PM
    Sysco1,240.00?
    Amazon318.56Supplies?
    Transfer2,000.00??
    Stripe payout4,812.10Sales
    Check 1043900.00?
    Margin this month~18%?

    Before

    You're categorizing transactions late at night and still not sure where you stand. Your accounts go months without reconciling, your accountant charges extra to clean up before filing, and big decisions rest on guesswork.

  2. Inbox · Mon 9:02 AM
    m

    Your bookkeeper at Monily

    March close is done. Everything reconciled last week.

    Profit and loss · March.pdfReconciled
    Balance sheet · March.pdfReconciled
    Forward to my preparer →

    With Monily

    A skilled bookkeeper is ready when you need one, without the hassle of recruitment or onboarding, and takes the books off your desk. You pay only for the hours you use and approve the person who works on your file.

What's Included

Your bookkeeper covers the day-to-day work that keeps your records accurate, from the ledger to the monthly reports, for as many hours as your business needs.

Book a free consultation
  1. General Ledger Maintenance

    Accurate, up-to-date records of every transaction, so your books reflect where the business stands today.

  2. Accounts Payable and Receivable

    Incoming and outgoing payments tracked and managed, so you always know what is owed and what is due.

  3. Payroll Processing

    Timely and accurate payroll, whether your bookkeeper runs it or it is handled elsewhere.

  4. Financial Reporting

    Monthly, quarterly, and annual reports to keep you informed and give your accountant a clear picture.

  5. Bank Reconciliation

    Ensuring your accounts are balanced and error-free, across every bank, card, and merchant account.

  • 01

    Cost-Efficiency

    You pay only for the time and services you use, with no salary, benefits, or training to carry.

  • 02

    Immediate Access to Expertise

    Bookkeepers experienced in accounts payable and receivable, reconciliations, and financial reporting.

  • 03

    Flexibility to Scale

    A few hours a week or full-time. Scale up or down as your workload changes.

  • 04

    Focus on Core Activities

    With the books handled, you can concentrate on running the business, from sales to customers to growth.

THE GROWTH SCORE

Need more than answers on demand? Add monthly bookkeeping and get your Growth Score: one number for the health of your business, updated every month.

Growth Score Demo

How It Works

From your first call to your first close, the process takes days, not months. You know the scope, the hours, and the cost before any work begins.

  1. 01

    Consultation

    A free 30-minute call to understand your books, your software, and the hours you need.

  2. 02

    Customized plan

    Within two business days, a plan with the scope, expected hours, and monthly cost.

  3. 03

    Select your bookkeeper

    Review matched bookkeepers and approve the one you want.

  4. 04

    Start working

    Most bookkeepers start within five business days of your consultation.

  5. 05

    Ongoing support

    Each month your bookkeeper keeps the ledger current, reconciles your accounts, and sends your reports. You spend an hour or two reviewing and answering questions, and your account manager adjusts the hours as your workload changes.

Pricing

Monily bookkeepers start at $15 an hour. You pay for the hours worked, and nothing for the hours you don't need.

Hours per monthMonthly cost at our starting rate
10 hoursAbout $150
20 hoursAbout $300
40 hoursAbout $600

Your hours depend on transaction volume, the number of accounts, payroll, and cleanup. We confirm the expected hours after your consultation, so you know the monthly figure before you start.

Compare the Options

An accountant files your taxes and advises on them. A bookkeeper keeps the records that work depends on. So the real choice is who keeps the books.

Swipe the table to compare all 3 options

CriterionMonily bookkeeper on demandBook a free consultationDIY with softwareFull-time in-house hire
What it costs
Yes

From $15 an hour, for the hours you use

Yes

Lowest, usually just a software subscription

No

Salary, benefits, payroll taxes, software, and workspace

Your time per month
Yes

An hour or two reviewing reports and answering questions

No

Several hours, rising with volume

Limited

Hiring, training, and managing

Error risk
Yes

Lower, with internal quality checks

No

Higher, especially in reconciliations

Limited

Lower, but it rests on one person

Tax-season readiness
Yes

Reconciled books ready for your accountant

No

Often needs a cleanup first

Limited

Ready, if the role is kept current

Advice included
Limited

Clear reports, not tax advice

No

None

Limited

Depends on the hire

QuickBooks Online
Sage
FreshBooks
QuickBooks Online
Sage
FreshBooks
Xero
Zoho Books
NetSuite
Xero
Zoho Books
NetSuite

Software We Work In

Our bookkeepers work in QuickBooks Online, Xero, and Sage, along with Zoho Books, FreshBooks, and NetSuite. We join your existing file, so there's no migration and your records stay accurate and timely.

What our 5000+ clients say about Monily

Why partner with Monily

Accounting, tax and CFO support under one roof, from a team that has done this since 2006.

Experts on Your Books

  • Certified accountants and QuickBooks Elite ProAdvisors
  • A dedicated success manager who knows your account
  • Teams across the US, Canada, the UK, the UAE and Pakistan
  • Questions answered by people, usually the same day

Built to Grow With You

  • Monthly financials delivered on schedule
  • Bookkeeping, tax, payroll and CFO support in one place
  • Works in the tools you already use
“Monily was great to work with. They understood the requirements quickly and delivered high-quality results without any issues. Their professionalism and reliability made the whole process smooth and stress-free. I’m very satisfied with the outcome and would be happy to hire them again for future projects.”
Charli Leger

01 — 03

Frequently
Asked Questions

Book a free consultation

Monily combines experienced bookkeepers, personalized service, and reliable reporting to simplify your finances, give you clearer numbers, and help you make informed business decisions.

Bookkeeper on Demand, Explained

Our bookkeepers are ideal for small and growing businesses, whether you're doing the books yourself today or looking to reduce in-house overheads.

Most owners don't plan the moment. They notice the books slipping. If two or more of these sound familiar, it's time.

None of this means something has gone wrong. It means the business has grown past the point where bookkeeping fits into your evenings.

Outsourcing your bookkeeping is no longer just an option. It's a practical decision that can help your business grow. Monily gives you a skilled bookkeeper when you need one, without the hassle of recruitment or onboarding. No long-term commitment and no complicated hiring process, just an experienced professional ready to take the books off your desk.

Whether you need help through a seasonal rush or a long-term arrangement, the service can be shaped around your needs.

A full-time bookkeeper costs more than the salary. The median US bookkeeper earned $50,670 in May 2025, according to the Bureau of Labor Statistics, and benefits, including employer payroll taxes, make up 30 percent of private-sector compensation. That puts one hire at roughly $72,000 a year before training, software, and workspace.

Four things drive your hours.

  • Transaction volume: The number of sales, bills, and expenses each month.
  • Number of accounts: Each bank, card, and merchant account needs reconciling.
  • Payroll: Whether we run it or it's handled elsewhere.
  • Cleanup: Books that are months behind need catching up before monthly work settles.

If your books are simple and you don't mind the work, software on its own is a sensible choice. The case for help grows with your transaction volume.

Selecting your bookkeeper is the step that makes this model work, so we don't leave it to chance.

  • Screening: Every candidate passes a skills assessment, a software test, and reference checks before joining our pool.
  • Credentials: Our bookkeepers hold software certifications, including QuickBooks ProAdvisor and Xero Advisor.
  • Matching: We shortlist bookkeepers who know your industry and already work in your accounting software.
  • Your approval: You review and approve the bookkeeper before any work starts.
  • Cover: If your bookkeeper is unavailable, your account manager assigns a backup who is briefed on your file, so nothing waits.

Every engagement starts with a trial period. If the bookkeeper isn't the right fit, tell us and we'll provide a replacement promptly. You don't have to wait out a contract to find out it isn't working.

Your financial data gets the same care.

You keep ownership of your books and can remove our access at any time.

  • Every bookkeeper signs a strict confidentiality agreement.
  • Files are shared through encrypted channels, never over email attachments.
  • We follow privacy regulations including GDPR and CCPA.
  • Bank and card access is read-only wherever your bank allows it.
  • Bookkeepers have no authority to move money or approve payments. Those decisions stay with you.

Get the Books Off Your Desk

Book a free consultation to see how Monily can support your business. Whether you need help with one project or ongoing support, you'll know the hours and the cost before you commit.

Schedule a free consultation with our C-level experts today.

Know More. Grow More.

4.5
Rated on Clutch
Trustpilot
TrustScore 4.3
Google Reviews
4.4